Category Archives: Blog

Know the Differences between Life and Funeral Insurance

Understanding Life Insurance

Insurance is not always about protecting property – it can also be about preparing for the future. When it comes to funerals, for example, it is possible to ensure your family is financially covered to cope with the implications of covering the costs of a burial or cremation. But with life and funeral insurance to choose from, which one best serves the purpose?

The answer to the question rests on more than one factor. The obvious difference, of course, is that funeral insurance is for a specific purpose rather than a sum, while the other is for a specific sum rather than a purpose. But there are several other differences that everyone considering the choice between life and funeral insurance should be aware of.

Continue reading

What You Need To Know About Marine Insurance Coverage

What You Need To Know About Marine Insurance CoverageAustralians have access to such pristine waters, it’s not surprising that so many own a boat. People who don’t already own a boat are usually thinking about a buying one in the future. It’s the only way to see all of the beautiful landscape that Australia has to offer. However, whether you’ve already bought your boat or are just planning on it, it’s important to remember that actually buying the boat is only the first step.

Continue reading

Residential Strata Insurance: 8 Important Facts You Should Know

Residential Strata Insurance

Not every homeowner owns a house that’s distinctly separated from the property of their neighbours around them. For millions of Australians, home is an apartment in a dense residential complex or high-rise building, or a house in the heart of a major subdivision. But because in such cases, key facilities are shared with hundreds of other residents, proper home insurance fails to offer complete protection. It’s where residential strata insurance comes into play.

Continue reading

Business Insurance: Protection From Key Personnel Loss

Business Insurance: Protection From Key Personnel Loss

There are quite a lot of risks that businesses have to face. The loss of clients is an obvious red flag, tailoring products and marketing strategies to re-capture their attention and draw them back is hugely important. But what happens when you lose a key member of your personnel? The effect could be just as damaging. The good news is that with the right business insurance, protection from such a situation is possible.

Continue reading

Total Permanent Disability Insurance for Australians

Total Permanent Disability Insurance for Australians

Most people who go out to work each day don’t ever think about the possible dangers in their workplace. Those people who get injured at work are often left on their own.

Don’t be one of them, and learn about Total Permanent Disability Insurance. This type of insurance helps you to get assistance when an unexpected disability happens that causes you to permanently stop you from performing your usual work.

Continue reading

Protecting Commercial Strata Properties Through Insurance

Protecting Commercial Strata Properties through Insurance

Commercial strata properties such as retail spaces, warehouses, and office spaces require comprehensive commercial insurance for complete protection. These are assets that hold significant value for their owners and damage of any sort can be catastrophic and could potentially lead to bankruptcy. Due to this risk, commercial insurance becomes an imperative investment. Let’s begin by understanding the nature of commercial insurance in Canberra and then progress towards understanding the key benefits attached to this investment.

Continue reading