Business Insurance fits into the area known as Small Medium Enterprise (SME) and was developed to provide businesses with multiple policy covers within the one policy. The policy has optional sections ranging from Property/Assets, Loss of Income, Theft, Loss of Money, Plate Glass, Public Liability, Machinery Breakdown, Electronic Equipment, Transit of Goods, Portable Items, Tax Audit, Motor Vehicle / Mobile Plant and Personal Accident.

The policy package can be utilized by a diverse group of occupations be they manufacturing, storage, wholesalers, property owners, repair workshops etc.

This form of insurance has an offshoot known as Office or Professional Insurance where the package policy is specifically designed to cater for the particular risks associated with office situations as a result of their lower than normal hazards.